Spring storms in Ohio can be unpredictable, bringing heavy rain, strong winds, hail, and even tornadoes. Being prepared can make all the difference in protecting your home, family, and finances. Here’s what you need to know to stay safe and how to react when severe weather strikes.
1. Prepare Before the Storm Hits
Review Your Insurance Coverage
The last thing you want to discover after a storm is that you’re underinsured. Take a few minutes to review your home and auto insurance policies. Does your homeowner’s insurance cover wind and hail damage? What about flooding? If you’re unsure, now is the time to talk to your insurance agent to ensure you have the right coverage.
Create an Emergency Kit
Every household should have a storm preparedness kit with:
- Flashlights and extra batteries
- Non-perishable food and bottled water (3-day supply per person)
- First aid kit and medications
- Important documents stored in a waterproof container
- Battery-powered radio to receive emergency alerts
Secure Your Home
- Trim trees and branches that could fall onto your house.
- Reinforce windows and doors.
- Check and clean gutters to prevent water damage.
- Move vehicles into a garage or safe area.
- Secure trampolines, patio furniture, or any other outdoor property that could become airborne.
2. What to Do During a Storm
Stay Informed
Monitor local weather alerts via a weather radio or app. If a tornado warning is issued, seek shelter immediately in a basement or interior room on the lowest floor.
Avoid Electrical Hazards
Unplug electronics to prevent damage from power surges. Avoid using plumbing fixtures, as lightning can travel through pipes.
Stay Away from Windows
Flying debris can cause severe injuries. Stay in a safe area until the storm passes.
3. Reacting After the Storm
Assess and Document Damage
- Take photos of any damage to your home, vehicles, or property.
- Avoid downed power lines and report them immediately.
- Contact your insurance agent as soon as possible to start the claims process.
Prevent Further Damage
If it’s safe, make temporary repairs to prevent additional damage, such as covering broken windows or leaking roofs.
Final Thoughts
Spring storms can be powerful, but with preparation and the right insurance coverage, you can protect what matters most. If you’re unsure about your coverage or want to ensure you’re fully protected, reach out today for a personalized insurance review.
Get a personalized quote today: https://www.preferredcenter.
