Solid Structures Mean Solid Coverage
Insurers need to know the property is in sound condition. Structural neglect can cause or worsen claims and make properties uninsurable.
Key Concerns:
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Roof Damage: Leaks and missing shingles signal risk for water damage.
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Foundation Cracks or Water Staining: Suggest settlement issues or potential flooding.
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Peeling Paint or Rotting Wood: Accelerates degradation and can harbor mold.
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Leaky Windows or Doors: Lead to water intrusion, pests, and energy inefficiency.
Risk Solved: Maintaining the building’s structure protects against major losses related to water damage, mold growth, and infestations. Timely repairs also demonstrate proactive management, which can result in fewer underwriting restrictions or coverage limitations.
