You’re Responsible for What Tenants Do
Even if you have a great property, what your tenants do inside it can create major liability and insurance issues.
Key Concerns:
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Unauthorized Business Use: Operating a business out of a residential unit can void coverage.
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Excessive Occupancy: Overcrowding leads to increased wear and tear, fire risk, and health code violations.
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Open Flames & Space Heaters: Candles, incense, or portable heaters can spark deadly fires.
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Short-Term Rentals (e.g., Airbnb): Most standard policies exclude this and require special underwriting.
Risk Solved: Monitoring and regulating tenant behavior helps protect your investment from unexpected losses and policy violations. Addressing these issues proactively can preserve insurance eligibility, avoid coverage disputes, and ensure your property remains a profitable asset.
