When do you need a will? The short answer is now. You see, we acquire “stuff” gradually, over time, but death can come suddenly, in the blink of an eye, at any moment. While I believe spiritually death is a change, as far as your worldly presence goes, death is final, permanent and irreversible. You

It’s not as complex as it is often made out to be, but I want to tell you why I think this simple method is best. My brother passed away when he was 56. He was a farmer with 6 children. I had taken care of his insurance for many years, but I never wanted