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What’s Driving Up Home and Auto Insurance Costs in Ohio?

When you open your home or auto insurance bill, you may wonder why rates keep rising, even though you haven’t filed a claim. It’s frustrating, but there are real reasons behind these increasing costs, and some strategies you can use to save. The Rising Costs of Home Insurance Inflation and Material Costs: As inflation rises,
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How Your Insurance Policy Reacts If an Uninsured Driver Causes an Accident

You’re driving safely when, out of nowhere, another vehicle collides with you. In the chaos that follows, you find out the other driver is uninsured. This unsettling scenario is more common than you might think. What happens next? Will your insurance policy cover the damages, and how can you be prepared? This blog will break
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What’s Not Covered? Key Exclusions in a Standard Home Insurance Policy

Home insurance is essential for protecting your most valuable asset, but it doesn’t cover everything. Knowing the common exclusions can help you avoid surprises and ensure you have the right protection. Let’s explore what standard home insurance policies typically exclude and how you can prepare for these risks. Common Exclusions in Standard Home Insurance Policies
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Your Wedding Ring Has Gone Missing! How Will Your Insurance Policy Respond

Losing a wedding ring can be an emotionally and financially devastating experience. The sentimental value, coupled with the cost, makes it a significant loss. But how does your insurance policy respond to such an event? When it comes to protecting your valuables, standard homeowners or renters insurance policies typically provide some coverage for personal belongings,
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