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What’s Lurking in the Walls – Electrical Hazards and Prevention

Outdated Wiring = Unacceptable Risk Faulty electrical systems are among the top causes of rental property fires. Insurers and inspectors alike take electrical safety seriously. Key Concerns: Exposed or Damaged Wiring: Indicates poor maintenance and high fire risk. Improper Use of Extension Cords: These are not substitutes for permanent wiring. Overloaded Outlets and Panels: Can
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Fire Safety 101 – The Essentials Every Rental Property Needs

Fire Prevention Is a Legal and Insurance Must Rental properties must be equipped to prevent, detect, and respond to fire emergencies. Inspectors often find missing or outdated equipment that could lead to claim denials or increased premiums. Key Concerns: ABC-Rated Fire Extinguishers: These should be in every unit and common area, regularly inspected and replaced.
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Walkways, Railings & Lighting – Preventing Slips, Trips, and Lawsuits

Safety Starts With Solid Ground Tenants and guests move in and out daily. Ensuring your walkways and stairs are safe isn’t just good practice—it’s essential for protecting yourself from lawsuits. Key Concerns: Cracked or Uneven Sidewalks: These are one of the most common causes of injury-related insurance claims. Loose or Missing Handrails: Any stair with
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The Exterior Matters – How Landscaping Affects Your Insurance

First Impressions Matter to Insurers Too When insurance inspectors visit a habitational or rental property, one of the first things they evaluate is the exterior. Overgrown shrubs, cluttered yards, and misplaced grills aren’t just cosmetic issues—they pose real risks that can impact your coverage or premium. Key Concerns: Overgrown Vegetation: Tall grass, bushes, or weeds
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