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Back to School: How to Be Prepared, Stay Safe, & Protect Your Teen Driver

As the back-to-school season kicks into high gear in Ohio, families are balancing hectic schedules, school supply lists, and adjusting to new routines. With so much going on, it can be easy to overlook something critical: making sure your home, auto, and especially your teenage drivers are properly protected. At Preferred, our purpose is clear—to
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Summer Has Arrived! Protect Yourself and Your Assets This 4th of July and All Summer Long

Summer in Ohio means cookouts, fireworks, lake days, and long, sunny evenings with family. It also means higher risks: from fire hazards on the Fourth of July to property damage from extreme heat, and more time spent on the road or water. Being prepared and properly insured can save you a lot of stress, time,
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Compliance, Use & Behavior – Avoiding the Hidden Risks of Tenant Activity

You’re Responsible for What Tenants Do Even if you have a great property, what your tenants do inside it can create major liability and insurance issues. Key Concerns: Unauthorized Business Use: Operating a business out of a residential unit can void coverage. Excessive Occupancy: Overcrowding leads to increased wear and tear, fire risk, and health
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Structural Red Flags – What Inspectors Look For and Why

Solid Structures Mean Solid Coverage Insurers need to know the property is in sound condition. Structural neglect can cause or worsen claims and make properties uninsurable. Key Concerns: Roof Damage: Leaks and missing shingles signal risk for water damage. Foundation Cracks or Water Staining: Suggest settlement issues or potential flooding. Peeling Paint or Rotting Wood:
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